As the real estate market began to slide three years ago, my wife we began to sense that we were losing our strategies. As people lose the value they always believed they been on their homes, their options in their capability to qualify for loans begin to freeze up actually. The worst part for us was, we were in real estate business, and we had our incomes in order to seriously drop. We never imagined we'd have collection agencies calling, but call, they did. Within end, we for you to pick one of two options - we could register for bankruptcy, or we to find an easier way to ditch all the retirement income planning we have ever done, and tap our retirement funds in some planned way. As make visible announcements guess, the latter is what we picked.



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