For a last payment, a claim has to be made within 6 months of the job being done or the associated goods and services being provided, or the period defined in the contract. Security of repayment reforms are targeted at attending to significant problems dealt with by market specialists and subcontractors around fair and timely settlement for their completed work.

For example, in Queensland a claim can be made up to 6 months after the job has been given (unless otherwise specified in the contract) yet in New South Wales a case can be made up to 12 months after the job has been supplied.

In the sector, the Act is generally referred to as the Safety of Payment permitted payments tenant fees act", where safety of settlement describes a provider's right to get repayment as it falls due under an agreement. A repayment claim made by a head contractor need to be gone along with by a supporting declaration that proclaims all subcontractors have been paid.

An adjudicator will assess the settlement insurance claim and may ask for written entries from the parties. Efficient resolution of conflicts for the structure and construction industry. The Building Sector Justness (Protection of Payment) Act 2017 gives a debt-recovery process for that work in the building and construction market in Queensland.